battles / Subscriptions
Recurly vs Sticky.io
Recurly ($1,425/mo/mo, vibe code 3/10) vs Sticky.io ($499/mo/mo, vibe code 4/10). Sticky.io is the easier one to rebuild yourself — here is what you lose either way.
Subscriptions
$1,425/mo/mo
- MVP
- 2-3 weeks
- Full replacement
- 12-18 months
Subscriptions
$499/mo/mo
- MVP
- 2 weeks
- Full replacement
- 9-12 months, due to PCI compliance, payment token migrations, and multi-MID routing logic
easier to rebuild
get the build prompt →price gap / year
$11,112/mo
running both / year
$23,088/mo
our call
Start with Sticky.io — highest vibe code, weakest moat.
Recurly
Building a basic Stripe billing cron job is easy, but cloning Recurly's core value proposition—multi-gateway routing, ASC 606 revenue recognition, and cross-border tax orchestration—is a multi-year engineering lift. Unless you are building on a single gateway like Stripe with minimal compliance needs, replacing Recurly with prompt-generated code creates severe financial liabilities.
you can rebuild
- Basic monthly and annual subscription plan definitions
- Stripe-only recurring billing charges and simple webhooks
- Standard customer portal for updating credit cards or canceling plans
- Simple invoice generation and email receipt sending
- Basic dunning email triggers via standard SMTP
what you lose
- Access to multi-gateway failover (Stripe, Adyen, Braintree) to prevent processing downtime
- Automated Card Account Updater integration across all major card networks
- Turnkey ASC 606 and IFRS 15 revenue recognition reporting module (RevRec)
- Pre-built integrations with tax systems (Avalara), ERPs (NetSuite), and CRMs (Salesforce)
- Enterprise PCI-DSS Level 1 audit burden transfer
real moats
- Deep payment gateway orchestration handling fallback routing across Stripe, Adyen, Braintree, and PayPal.
- Machine-learning dunning logic tuned against billions in historical transaction retry data.
- Full ASC 606 / IFRS 15 compliance automation with immutable ledger audit trails.
- Enterprise security compliance (PCI-DSS Level 1, SOC 2 Type II, ISO 27001) out of the box.
Sticky.io
Basic recurring billing logic using Stripe is easy to build with AI, but Sticky.io handles multi-MID processing, cascade routing, card account updates, and PCI vaulting. Migrating vaulted payment tokens away from a custom setup when gateways decline transactions is a compliance nightmare.
you can rebuild
- Basic subscriber portal for pause, skip, and swap
- Subscription catalog and discount code management
- Recurring order schedule generation
- Basic email notifications for upcoming rebills
- Standard churn reporting and dashboard metrics
what you lose
- Multi-MID and gateway cascade routing engine
- PCI Level 1 compliant token vaulting outside of standard gateways
- Visa/Mastercard Account Updater (VAU/ABU) integration for expired cards
- Sophisticated decline recycling and smart dunning sequences
- Built-in chargeback protection software integrations
real moats
- PCI-DSS compliant payment token vault across multiple gateways
- Pre-built integrations with merchant processing gateways and fraud tools
- Historical transaction routing data for decline optimization
open source escape hatches
- Kill Bill Apache-2.0
- Lago AGPL-3.0
- ActiveMerchant MIT
Questions people ask
Which is easier to rebuild with AI, Recurly or Sticky.io?
Sticky.io. It scores 4/10 on vibe code with a moat of 6/10, so an AI-assisted MVP takes about 2 weeks and a full replacement about 9-12 months, due to PCI compliance, payment token migrations, and multi-MID routing logic.
Which one costs less, Recurly or Sticky.io?
Sticky.io at $499/mo/mo for a typical mid-market store. The gap between the two is about $11,112/mo a year.
What do I lose if I replace Recurly?
Access to multi-gateway failover (Stripe, Adyen, Braintree) to prevent processing downtime Automated Card Account Updater integration across all major card networks Turnkey ASC 606 and IFRS 15 revenue recognition reporting module (RevRec)
What do I lose if I replace Sticky.io?
Multi-MID and gateway cascade routing engine PCI Level 1 compliant token vaulting outside of standard gateways Visa/Mastercard Account Updater (VAU/ABU) integration for expired cards
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