battles / Subscriptions
Firmhouse vs Recurly
Firmhouse ($250/mo/mo, vibe code 5/10) vs Recurly ($1,425/mo/mo, vibe code 3/10). Firmhouse is the easier one to rebuild yourself — here is what you lose either way.
Subscriptions
$250/mo/mo
- MVP
- 2 weeks
- Full replacement
- 6-12 months due to payment gateway tokenization, SEPA direct debit workflows, and rental return logic
easier to rebuild
get the build prompt →Subscriptions
$1,425/mo/mo
- MVP
- 2-3 weeks
- Full replacement
- 12-18 months
price gap / year
$14,100/mo
running both / year
$20,100/mo
our call
Start with Firmhouse — highest vibe code, weakest moat.
Firmhouse
While basic recurring checkout can be hacked together with Stripe Billing in a few days, Firmhouse handles complex EU payment methods (iDEAL to SEPA Direct Debit transitions), dunning, product swaps, and rental asset states. Rebuilding the billing cron jobs is easy; handling failed payment retries, mandate regulations, and payment gateway token migrations without churn is hard.
you can rebuild
- Hosted customer self-serve portal for pausing or skipping orders
- Basic recurring billing schedule creation and calendar management
- Product swap and frequency update controls
- Email notifications for upcoming charges and renewal receipts
- Discount code application for recurring orders
what you lose
- Out-of-the-box iDEAL-to-SEPA Direct Debit payment conversion flows
- Battle-tested automated dunning workflows designed for EU banking rules
- Pre-built Shopify subscription checkout widgets and portal embedding
- Rental lifecycle management tracking asset returns and maintenance statuses
- Zero-maintenance payment gateway token synchronization across providers
real moats
- Payment Gateway Token Lock-in (migrating Stripe/Mollie recurring tokens carries card churn risk)
- EU Regulatory & Banking Edge Cases (SEPA mandate timing, pre-notifications, GDPR audit logs)
- Operational Integrations (syncing recurring orders into 3PL fulfillment systems reliably)
open source escape hatches
- Lago AGPL-3.0
- Kill Bill Apache-2.0
- Active Merchant / Pay MIT
Recurly
Building a basic Stripe billing cron job is easy, but cloning Recurly's core value proposition—multi-gateway routing, ASC 606 revenue recognition, and cross-border tax orchestration—is a multi-year engineering lift. Unless you are building on a single gateway like Stripe with minimal compliance needs, replacing Recurly with prompt-generated code creates severe financial liabilities.
you can rebuild
- Basic monthly and annual subscription plan definitions
- Stripe-only recurring billing charges and simple webhooks
- Standard customer portal for updating credit cards or canceling plans
- Simple invoice generation and email receipt sending
- Basic dunning email triggers via standard SMTP
what you lose
- Access to multi-gateway failover (Stripe, Adyen, Braintree) to prevent processing downtime
- Automated Card Account Updater integration across all major card networks
- Turnkey ASC 606 and IFRS 15 revenue recognition reporting module (RevRec)
- Pre-built integrations with tax systems (Avalara), ERPs (NetSuite), and CRMs (Salesforce)
- Enterprise PCI-DSS Level 1 audit burden transfer
real moats
- Deep payment gateway orchestration handling fallback routing across Stripe, Adyen, Braintree, and PayPal.
- Machine-learning dunning logic tuned against billions in historical transaction retry data.
- Full ASC 606 / IFRS 15 compliance automation with immutable ledger audit trails.
- Enterprise security compliance (PCI-DSS Level 1, SOC 2 Type II, ISO 27001) out of the box.
Questions people ask
Which is easier to rebuild with AI, Firmhouse or Recurly?
Firmhouse. It scores 5/10 on vibe code with a moat of 4/10, so an AI-assisted MVP takes about 2 weeks and a full replacement about 6-12 months due to payment gateway tokenization, SEPA direct debit workflows, and rental return logic.
Which one costs less, Firmhouse or Recurly?
Firmhouse at $250/mo/mo for a typical mid-market store. The gap between the two is about $14,100/mo a year.
What do I lose if I replace Firmhouse?
Out-of-the-box iDEAL-to-SEPA Direct Debit payment conversion flows Battle-tested automated dunning workflows designed for EU banking rules Pre-built Shopify subscription checkout widgets and portal embedding
What do I lose if I replace Recurly?
Access to multi-gateway failover (Stripe, Adyen, Braintree) to prevent processing downtime Automated Card Account Updater integration across all major card networks Turnkey ASC 606 and IFRS 15 revenue recognition reporting module (RevRec)
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