battles / Subscriptions

Recurpay vs Stay AI

Recurpay ($99/mo/mo, vibe code 6/10) vs Stay AI ($1,119/mo/mo, vibe code 6/10). Recurpay is the easier one to rebuild yourself — here is what you lose either way.

Subscriptions

$99/mo/mo

Vibe code6/10
Moat3/10
MVP
2 weeks
Full replacement
6-9 months, due to dunning retry logic, gateway payment token vaulting, and compliance with global auto-renewal laws.

easier to rebuild

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NICHE

Subscriptions

$1,119/mo/mo

Vibe code6/10
Moat6/10
MVP
2-3 weeks
Full replacement
3-6 months
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price gap / year

$12,240/mo

running both / year

$14,616/mo

our call

Start with Recurpay — highest vibe code, weakest moat.

Recurpay

Basic recurring billing can be handled via Shopify Subscription APIs and webhooks in a few days. However, building custom payment retry logic, cancellation retention flows, and multi-gateway token management consumes significant ongoing maintenance.

you can rebuild

  • Customer self-serve portal (pause, skip, resume, swap products)
  • Recurring order schedule generation and cron execution
  • Discount codes and tiered subscription pricing
  • Email notifications for upcoming charges and order confirmations
  • Cancellation reason surveys and basic retention offers

what you lose

  • Smart dunning and payment retry logic optimized by platform dataset
  • Pre-built integration with Shopify Subscription Contract API schema updates
  • Turnkey compliance with FTC negative option and state subscription laws
  • Zero-code portal widgets embedded directly into store themes
  • Seamless payment token migration tools between subscription processors

real moats

  • Payment token vaulting and API synchronization across processors
  • Deep integration with native checkout and Shopify Subscription Contracts
  • Switching friction related to migrating active vaulted payment tokens

open source escape hatches

Stay AI

You can replace Stay AI's core subscription portal, skip/swap logic, and basic cancellation flows with an AI-generated app in a couple of weeks. However, matching their automated reinforcement-learning save flows, churn prediction models, and zero-touch migration services requires serious custom ML data engineering and ongoing operations.

you can rebuild

  • Customizable drag-and-drop customer portal (swap, skip, pause, delay)
  • Cancellation survey flows and retention save offers
  • Bundles and build-your-own box UI
  • Gamified digital punch cards and loyalty milestones
  • One-click add-on upsells inside the customer portal

what you lose

  • Proprietary reinforcement-learning models for dynamic retention save offers
  • Turnkey white-glove migration team to transfer raw contract data from legacy platforms
  • Dedicated human subscription growth strategist
  • Pre-configured multi-channel integrations (Attentive, Postscript, Gorgias, Rebuy)
  • Benchmarked retention analytics compared against industry-wide DTC cohorts

real moats

  • Reinforcement learning models trained across hundreds of DTC subscription brands
  • High-touch, human-led white-glove migration services and dedicated growth strategists
  • Pre-built integrations with e-commerce stack tools (Attentive, Gorgias, Postscript, Klaviyo, Rebuy)

open source escape hatches

Questions people ask

Which is easier to rebuild with AI, Recurpay or Stay AI?

Recurpay. It scores 6/10 on vibe code with a moat of 3/10, so an AI-assisted MVP takes about 2 weeks and a full replacement about 6-9 months, due to dunning retry logic, gateway payment token vaulting, and compliance with global auto-renewal laws..

Which one costs less, Recurpay or Stay AI?

Recurpay at $99/mo/mo for a typical mid-market store. The gap between the two is about $12,240/mo a year.

What do I lose if I replace Recurpay?

Smart dunning and payment retry logic optimized by platform dataset Pre-built integration with Shopify Subscription Contract API schema updates Turnkey compliance with FTC negative option and state subscription laws

What do I lose if I replace Stay AI?

Proprietary reinforcement-learning models for dynamic retention save offers Turnkey white-glove migration team to transfer raw contract data from legacy platforms Dedicated human subscription growth strategist

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