Can I vibe code Billwerk?

Build a European-compliant subscription management microservice using Node.js, TypeScript, PostgreSQL, and Prisma. 1. DATA MODEL: Implement models for Customer, Subscription, Plan, Invoice, LineItem, TaxRate, and SepaMandate. Invoices must store sequential immutable numbers, customer tax identifiers (VAT ID), tax breakdowns, and final totals in cents. 2. CORE BILLING ENGINE: Create a nightly cron job that processes active subscriptions due for renewal. Calculate pro-rated charges for mid-cycle upgrades using exact millisecond math. Apply EU cross-border tax logic: check if B2B customer has valid reverse-charge VAT ID; if B2C, apply destination country tax rate under EU OSS rules. 3. INVOICING & COMPLIANCE: Generate immutable PDF invoices. Ensure generated invoices cannot be updated or deleted once finalized to comply with GoBD standards. If cancelled, generate a separate Credit Note document. 4. SEPA DIRECT DEBIT: Implement endpoints to capture SEPA IBAN details, issue pre-notifications via email 14 days before charge, and export compliant PAIN.008 XML batch files for direct bank execution. 5. PAYMENT HANDLING: Integrate Stripe Webhooks for asynchronous card charging, automatic dunning retries over a 14-day window, and subscription suspension on final failure. DO NOT attempt to build custom payment processing hardware or direct bank clearing interfaces.

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